Ayushman Bharat Yojana 2025 Program, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship government health insurance scheme launched by the Indian Government. It aims to provide cashless and paperless medical treatment up to ₹5 lakh per year to economically weaker and vulnerable families. The scheme covers both rural and urban households and is especially designed for those who cannot afford expensive hospital treatments.
This initiative is a part of the government’s commitment to ensure “Health for All”, particularly for underprivileged citizens. With this scheme, lakhs of families now have access to quality healthcare services free of cost at both public and empanelled private hospitals across India.
What is the Ayushman Bharat Yojana 2025 Program?
The Ayushman Card is a digital or physical health card issued to eligible families under the Ayushman Bharat scheme. This card allows the beneficiary to avail free treatment up to ₹5 lakh annually per family in listed hospitals, without having to pay anything at the time of hospitalisation.
Key Benefits of Ayushman Card:
Free medical treatment at over 24,000+ empanelled hospitals in all over India.
Covers over 1,500 various types of illnesses, including surgeries, diagnostics, and medicines.
It’s completely cashless and paperless.
In this scheme no age or family size restriction.
Both pre-hospitalisation and post-hospitalisation expenses are covered.
Who Can Apply for the Ayushman Card?
Ayushman Bharat scheme is designed to help low-income families, especially those included in the Socio-Economic Caste Census (SECC) 2011 data.
Eligibility Criteria:
Families listed in the SECC 2011 database, and for some states, their ration cards.
No requirement for paying income tax.
Landless labourers, daily wage workers, rag pickers, street vendors, and similar categories.
Priority to Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backwards Classes (OBC).
Rural families without proper shelter or a source of livelihood.
You can check your eligibility status through the official website or mobile app using your Aadhaar number or ration card.
Step-by-Step Guide to Apply for the Ayushman Card Online
The government has made the application process easy and digital, so you can apply for your Ayushman card directly from your mobile phone without visiting any office. Here is a simple step-by-step guide:
Step 1: Download the Official Ayushman Bharat App
Go to your Google Play Store or App Store on your mobile phone.
Search for “Ayushman Bharat PM-JAY”.
Install the official app with the government logo.
Step 2: Choose Your Language & Login
Open the app and select your preferred language, like Hindi, English, Marathi, Bengali, etc.
Tap on the ‘Login’ button.
Choose the option ‘Beneficiary’.
Enter your registered mobile number and the displayed captcha code.
An OTP (One-Time Password) will be sent to your mobile. Enter it to log in.
Step 3: Find Your Name in the Beneficiary List
Once logged in, go to the “Find Beneficiary” option.
In the Scheme dropdown, select PM-JAY.
Choose your state and district from the list.
Enter your Aadhaar number to search.
Step 4: Verify Your Household Members
A list of your linked family members will be displayed on the screen.
Tap on the name of the member who needs the card.
If you see “Authentication” next to their name, click on it.
Enter the Aadhaar number of that person.
Enter the OTP received on the registered mobile number.
Note: The Aadhaar number must be linked with the mobile number to receive OTP.
Step 5: Complete the E-KYC Process
The app will ask you to take a live photo of the person.
Follow the on-screen instructions to take a clear selfie.
You will also need to enter the phone number of another family member and mention the relationship.
Submit all details to complete the e-KYC verification process.
Processing Time: It usually takes 5 to 7 working days for verification to be completed.
Step 6: Download Your Ayushman Card
After successful verification, go back to the app and log in again.
Click on Download Ayushman Card.
Save the card to your phone or print it out.
You can now use this card at any empanelled hospital for cashless treatment.
Where Can You Use the Ayushman Card?
The Ayushman card is accepted at all government hospitals and selected private hospitals which are officially empanelled under PM-JAY. These hospitals are spread across all states and union territories in India.
To find the nearest hospital, you can:
Use the Ayushman Bharat app.
Visit the official website: https://pmjay.gov.in
Or call the helpline number: 14555 / 1800-111-565.
Documents Required for Ayushman Bharat Yojana 2025 Program
You will need the following documents to apply for and verify your Ayushman card:
Aadhaar Card (mandatory for e-KYC)
Ration Card (for family verification)
Mobile number linked to Aadhaar
Passport-size photograph
Address proof (optional but useful)
Is the Ayushman Bharat App Safe?
Yes, the official Ayushman Bharat app is fully secure and managed by the National Health Authority (NHA) under the Ministry of Health and Family Welfare. Always download it from trusted sources like the Play Store or App Store.
Final Words: Why You Should Apply Today
Medical expenses can be overwhelming, especially for poor families. Ayushman Bharat Yojana is a life-saving scheme that ensures no one is denied treatment due to a lack of money. If you or someone in your family qualifies, applying for the Ayushman Card is the smartest step you can take to protect your health and future.
You don’t need to visit any office, pay any agent, or stand in long queues. Just use your smartphone and follow the easy steps above.
Read More Stories
Post Office Monthly Income Scheme (POMIS): Interest Rates (2024-25), Features and Benefits Explained
Tax Filing Season 2025: Comprehensive Overview of Dates, Deadlines, and Filing Options
Vivek Verma is a tech and gaming writer with over 8 years of experience in content creation. At FunPay.in, he simplifies gaming gear reviews, affiliate marketing tips, and online earning guides to help readers make smart, informed choices. His writing blends expertise with practical insights for real-world impact.