Making money using your smartphone isn’t just a pipe dream in today’s technologically advanced world; it’s a reality. Thousands of people in India are using apps to earn real money with just an internet connection and a little perseverance. There is a top 10 real money earning apps in india for students. These apps are also equally beneficial for homemakers, college students, or someone trying to supplement their income.
But how can you tell which apps are genuine when there are so many that promise to make you money? This tutorial is meant to help with that. The top ten real money generating apps in India that are reliable and pay out have been investigated, tested, and validated by us. These applications have earned the trust of thousands of customers.
Table of Contents
Top 10 Real Money Earning Apps in India for Students
1. Swagbucks
An international favorite, Swagbucks is currently causing a stir in India as well. It gives users prizes for doing easy things like playing games, watching movies, responding to surveys, and even making purchases online.
- Payout Methods: PayPal, gift cards
- Minimum Withdrawal: ₹500
- Who Should Use: Students, people with spare time during the day
2. Roz Dhan
Roz Dhan is designed specifically for Indian users. You can earn money by reading news, completing surveys, walking (yes, steps are counted), and inviting friends.
- Payout: Paytm cash
- Minimum Withdrawal: ₹200
- Special Feature: Daily login bonuses
3. Upwork (via App)
This one is a marketplace for freelancers rather than a passive income software. You can bid on tasks using Upwork’s mobile app and get paid in dollars if you have abilities in writing, design, marketing, or coding.
- Payout Method: Direct bank transfer or PayPal
- Ideal For: Professionals, freelancers, students with skills
4. Meesho
Originally a reselling platform, Meesho lets you earn money without investment. You can share product links on WhatsApp or Instagram and earn commissions on every sale.
- Commission Type: Per sale
- Payout: Weekly to bank account
- Why It Works: No inventory or investment needed

5. Google Opinion Rewards
Run by Google, this app pays you to answer short surveys. While the payout is usually in Google Play credits, Indian users can now opt for Paytm or UPI in certain versions.
- Earnings Per Survey: ₹5 to ₹30
- Frequency: 2–3 surveys per week
- Trust Factor: Backed by Google
6. MPL (Mobile Premier League)
A real money gaming app where you can earn by participating in skill-based games like fantasy cricket, rummy, and carrom.
- Withdrawal: UPI, Paytm, bank account
- Entry Fee: Some games are free; others require low fees
- Caution: Requires skill and responsible play
7. CashKaro
CashKaro gives you cashback and referral commissions when you shop via their platform on sites like Amazon, Flipkart, and Myntra.
- Payout Mode: Bank transfer or gift cards
- Minimum Redemption: ₹250
- Bonus Tip: Refer and earn up to ₹150 per user
8. Taskbucks
Designed for small tasks—downloading apps, visiting pages, or taking surveys. It’s fast, and the tasks usually pay instantly.
- Earning Style: Microtasks
- Payouts: Paytm, mobile recharges
- Best For: Android users looking for light, quick earnings
9. Dream11
India’s biggest fantasy sports app. You create teams for cricket, football, kabaddi, and other games. If your team performs well, you win real money.
- Entry Fees: Varies from ₹10 to ₹1000+
- Winnings: UPI or bank transfer
- Advisory: Skill-based and requires some sports knowledge
10. Pocket Money
As the name suggests, this app offers small but steady ways to earn. You get paid for watching ads, installing apps, and completing mini-tasks.
- Minimum Withdrawal: ₹100
- Payout Mode: Paytm
- Extras: Spin-the-wheel bonus system
What to Keep in Mind Before Using Money Earning Apps
Not all apps are equal. Some are legit and have been in business for years. Others show flashy ads and disappear overnight. Before you sign up:
- Check the app rating and number of downloads
- Read user reviews on Google Play or App Store
- Never pay upfront to join or withdraw
- Use secondary email/phone if unsure about spam
FAQ on Top 10 Real Money Earning Apps in India for Students
Q: Are real money earning apps in India safe to use?
A: Yes, but only if you use well-rated and verified apps. Avoid any that require upfront payment or ask for sensitive personal details.
Q: How much real money can I earn from these apps?
A: It depends on your effort and the app. Survey or microtask apps may earn ₹1,000–₹5,000/month, while freelancing apps like Upwork can go much higher.
Q: Which app is best for students?
A: Roz Dhan, Taskbucks, and Google Opinion Rewards are great for students as they require minimal time and effort.
Q: Can I withdraw earnings directly to my bank account?
A: Most apps like Meesho, CashKaro, and MPL offer direct UPI or bank transfers. Others like Swagbucks and Pocket Money may use Paytm or gift cards.
Q: Are these apps available on iOS too?
A: Some apps like Swagbucks and Upwork are available on iOS. However, many apps like Taskbucks or Roz Dhan are Android-only.
Conclusion
Not only is it feasible to make real money using your phone, but it’s happening all over India right now. There is something for everyone, ranging from surveys and gaming to freelancing and reselling. Selecting apps that suit your interests, time limits, and ability level is the key. These apps can become a dependable source of side income with the correct choices and consistency, but don’t anticipate instant success.
How has your experience been using Indian money-making apps? Have you tried any of these or do you have a favorite? Share your advice with others and leave your ideas in the comments section.
Disclaimer: This article’s content is solely intended for informative and educational purposes. While we strive to include only verified and up-to-date apps, earnings may vary based on user effort, platform policies, and changing market conditions. We do not guarantee income or endorse any app for financial gain. Always read the terms and conditions of each app carefully before signing up, and use your discretion when sharing personal information or making any financial transactions.
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